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Unfortunately, it's a false dichotomy you present, it's not a binary choice of fully managed or entirely roll your own. E.g., if you're running K8s (one thing I typically recommend you buy a managed one of), you can install your own Kafka in it, using an operator that does about 85% of what MSK does. Sure, you'll need to dedicate person hours to support the operator, but is supporting that any more expensive than supporting AWS products? That you're already paying through the nose for? |
If you are bootstrapping a crud app business then 1 beefy hetzner box (or something slightly more reliable) with postgresql is probably fine until you reach scale where you sell the business. You care about burn rate above all.
If you are VC backed go all in on gcp or aws because thats what you're expected to do and and what the expensive people you hire are going to know.