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by ceejayoz 1713 days ago
If you're maximizing like this, though, you're likely to still have a small handful of daily drivers - a 2% general purpose card, a dining/grocery card, maybe a gas card.

My airline and hotel cards aren't in Apple Pay because they're largely worthless in-person. Same for my Amazon credit card; 5% back on everything Amazon, but I don't need it physically with me ever.
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post_break 1713 days ago
Sure, but the point is, do I want to carry 20 cards with me, when I can carry one phone? Similar to the Coin card RIP. I need my southwest card, costco, chase, chase debit, apple card, amex, etc on my person, just to name a few.
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ceejayoz 1713 days ago
That's six, and you probably need the physical card for the debit for ATM access anyways. If you're in the Chase ecosystem, you're probably better off using the Chase cards and transferring to Southwest as a transfer partner, too, as you'll get better earn rates on every category than using the airline card itself.

Quite a few cards are worth having, but only in the sock drawer most of the time.

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cnst 1713 days ago
Don't all ATMs support contactless these days? I used ATM with contactless. So, no, you don't. You just need a good phone that doesn't have arbitrary restrictions.
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ceejayoz 1713 days ago
In the US? I haven't come across a single one yet.
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robbiet480 1713 days ago
Every Chase ATM I've used recently in California, Nevada, Colorado and Florida had contactless support on the ATM. I even pulled out large amounts of money via contactless without issue.
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cnst 1713 days ago
Yes. Many/most Wells Fargo ATMs have had contactless for several years now. Their Android app used to offer NFC contactless support so that you never had to even use Google's Android Pay to use contactless.

I think they originally didn't work with contactless Android Pay, maybe because the card number is different, but it's been fixed a few years ago. They also have the app-based ATM login, so I don't recall ever using the physical WF debit card in the last X years.

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riversflow 1713 days ago
Every Wells Fargo ATM I've used for the last couple years accepts contactless.
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