[post_break]

Sure, but the point is, do I want to carry 20 cards with me, when I can carry one phone? Similar to the Coin card RIP. I need my southwest card, costco, chase, chase debit, apple card, amex, etc on my person, just to name a few.

[ceejayoz]

That's six, and you probably need the physical card for the debit for ATM access anyways. If you're in the Chase ecosystem, you're probably better off using the Chase cards and transferring to Southwest as a transfer partner, too, as you'll get better earn rates on every category than using the airline card itself.

Quite a few cards are worth having, but only in the sock drawer most of the time.

[cnst]

Don't all ATMs support contactless these days? I used ATM with contactless. So, no, you don't. You just need a good phone that doesn't have arbitrary restrictions.

[ceejayoz]

In the US? I haven't come across a single one yet.

[robbiet480]

Every Chase ATM I've used recently in California, Nevada, Colorado and Florida had contactless support on the ATM. I even pulled out large amounts of money via contactless without issue.

[cnst]

Yes. Many/most Wells Fargo ATMs have had contactless for several years now. Their Android app used to offer NFC contactless support so that you never had to even use Google's Android Pay to use contactless.

I think they originally didn't work with contactless Android Pay, maybe because the card number is different, but it's been fixed a few years ago. They also have the app-based ATM login, so I don't recall ever using the physical WF debit card in the last X years.

[riversflow]

Every Wells Fargo ATM I've used for the last couple years accepts contactless.