Don't all ATMs support contactless these days? I used ATM with contactless. So, no, you don't. You just need a good phone that doesn't have arbitrary restrictions.
Every Chase ATM I've used recently in California, Nevada, Colorado and Florida had contactless support on the ATM. I even pulled out large amounts of money via contactless without issue.
Yes. Many/most Wells Fargo ATMs have had contactless for several years now. Their Android app used to offer NFC contactless support so that you never had to even use Google's Android Pay to use contactless.
I think they originally didn't work with contactless Android Pay, maybe because the card number is different, but it's been fixed a few years ago. They also have the app-based ATM login, so I don't recall ever using the physical WF debit card in the last X years.