At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee.
It sounds like 4% is only if you redeem points for Uber credits.
The fine print sounds like cash back redemptions are at a flat 1%:
> Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.
These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.
I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.
I agree; I mainly use my Amazon Prime card (5% on Amazon, 2% at restaurants, 1% otherwise), and this card is much better - plus there's an extra $50 back from subscriptions which is nice.
Not sure where you live but Uber's 'terrible' brand is at best a very localized phenomenon. In most of the world it's either a neutral or positive association.
You can also use the points for Uber credits.