[Halladie7]

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee.

You can also use the points for Uber credits.

[babaganoosh89]

4% on dining is actually the highest category rewards for restaurants right now. Next highest card is 3%. So this card definitely has a niche.

[tedmiston]

> 4% on dining

It sounds like 4% is only if you redeem points for Uber credits.

The fine print sounds like cash back redemptions are at a flat 1%:

> Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.

[tedmiston]

My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825.

[pcurve]

These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.