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by Silhouette
3712 days ago
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Bottom line: Unless you have an actual contract, don't expect to win. We do have an actual contract, the moment someone signs up and pays us money under our advertised terms. It is as clear and legally binding as if we sat down at a table and signed a piece of paper. I suspect that not understanding this is the cause of many of the incorrect things you've been saying in this thread. Edit: Just to be reiterate in case it wasn't clear from my other comments, one of the points in those terms specifically says what the process for cancelling is and that an e-mail is not sufficient, for precisely the kinds of reasons we've been talking about on HN today. |
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And you think that'd stand up in small claims. I'd like to be a fly on the wall when that gets tested. ;-) And the collection agency willing to sign on as a co-defendant? That better be some monthly subscription fee.
Also, there's no way you win a chargeback claim in this case: https://www.fdic.gov/consumers/consumer/news/cnwin1213/stopp...
You're going to have a rough time explaining why you thought you were within your rights to ignore her cancellation notice. Do you also think your ToS would allow you to ignore certified mail? You might want to talk to an actual lawyer.