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by mcaserta 3968 days ago
Not to forget about companies offering warehouse movers for businesses as 1099. That's pretty much criminal.

On health insurance, to be precise the cost is $0.10/hour if a worker reaches a precise threshold in weekly hours, so far below 20%.

2 comments

>On health insurance, to be precise the cost is $0.10/hour if a worker reaches a precise threshold in weekly hours, so far below 20%.

If you can get decent insurance for $.10/hr, do let me know, because I'm paying rather a lot more than that right now.

My company has health insurance for all three employees (counting me) - it looks like you are looking at more than $500 and less than $1000 a month, before dependents, for insurance I would consider "not great but good enough" a lot more than $0.10/hr.

But, that varies a lot based on age. Hire some kid in their early '20s, and it will be rather less than $500, and good luck getting a decent plan for someone around 50 for less than a grand a month.

Also, companies will only pay part of the health insurance cost. My company does pay the full cost of the insurance for the worker, for example, but we don't pay anything towards insurance for their dependents. and while the insurance that my company hands out isn't exactly great, there are way shittier health plans available.

Yeah, I'm not getting where you are seeing the $0.10/hr. Maybe you mean if the employer just organizes the health insurance, and makes the employees actually do all the paying for it? but in that case, there's really no point in the employer offering health insurance at all, Now that the ACA allows people with pre-existing conditions to buy health insurance, the value that an employer provides by paying for your health insurance (rather, say, than just giving you the money and letting you get your own insurance) is that if your employer pays, it comes out pre-tax, which is huge.

$0.10/hour? You think health insurance for a 2000 hour/year worker is $200?

I think it is closer to $2-$3 per hour.

It's hard to turn in to a hourly cost, because the coverage is binary; an employee works enough hours to be covered or not, and the cost of health insurance for the worker depends mostly on the worker's age, not on how much they work.

Of course, we're talking usually like $500 or so a month, varying dramatically on age and quality of the plan, so in no case is it gonna be anywhere near $0.10 per hour.

Workers comp can usually be broken down to a per-hour cost; and for, say, an underpaid computer nerd, $0.10 per hour is a minimally realistic workers comp cost, so maybe that's what parent was talking about.

ACA is 0.10 an hour. If the worker works long enough s/he apply for Medicare. If you want you can offer additional benefits. This is obviously not true for full time employees.
> ACA is 0.10 an hour. If the worker works long enough s/he apply for Medicare. If you want you can offer additional benefits. This is obviously not true for full time employees.

Again, I don't think this is true, at least not from an employer's perspective. The prices I am familiar with are about the same through an affordable care act exchange, and the (monthly) prices are the same for hourly and exempt employees.

I... know very little about medicare, but I was under the impression that you had to be very poor to qualify, and that it didn't have a lot to do with how much you worked. It's possible that there's a government program for the poor that will give you health insurance for $0.10 an hour, but as far as I know, that's not something available to employers.