[induscreep]

How does Apple pay differ from Google's ecosystem and whatever it provides? There, the smartphone app (Google Wallet vs passbook) and the hardware is not made by the same people (Samsung vs Apple) - so does this pose any problems?

[natrius]

Apple Pay gets a token from your card issuer and uses that to pay. Google Wallet pays with their own card and charges your card the same amount. Only difference I see is that Google knows about every transaction you make. Apple doesn't.

[induscreep]

Well...TIL. Is there any good resource to learn about the technical side of how payments are processed, and this new tokenization/network-level tokenization effort (http://clover-developers.blogspot.com/2014/09/apple-pay.html)?

[stephenr]

Wow that's creepy and yet completely unsurprising from google..

[damian2000]

That data is fed into their Google Now servers, so that it can predict your buying patterns, hence offer you contextual adverts just as you're planning to buy something. /joking