[natrius]

Apple Pay gets a token from your card issuer and uses that to pay. Google Wallet pays with their own card and charges your card the same amount. Only difference I see is that Google knows about every transaction you make. Apple doesn't.

[induscreep]

Well...TIL. Is there any good resource to learn about the technical side of how payments are processed, and this new tokenization/network-level tokenization effort (http://clover-developers.blogspot.com/2014/09/apple-pay.html)?

[stephenr]

Wow that's creepy and yet completely unsurprising from google..

[damian2000]

That data is fed into their Google Now servers, so that it can predict your buying patterns, hence offer you contextual adverts just as you're planning to buy something. /joking