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by elithrar 4348 days ago
The currency support that hit the AU beta a month or two ago was the big one for me, but the low rate (1.75% + 30c for Australian cards) is a nice touch for those who might normally smash their heads against a bank's merchant API, PayPal or someone like eWay (who I don't have nice thoughts about).
2 comments
Tortoise 4348 days ago
Any idea when similar currency support is coming to Canada? It only does CAD/USD right now.
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jsmeaton 4348 days ago
What would be an example of a traditional rate with other merchants in Australia?
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elithrar 4348 days ago
eWay is $49/setup + 2.9% + 30c per transaction at the low end (http://www.eway.com.au/pricing/popular-plans), which is their closest option to Stripe. Now, trying to read their API docs is another thing entirely: they give you a PDF with a couple of examples and that's it - http://www.eway.com.au/docs/api-documentation/token-payments...

PayPal Express Checkout starts at 2.4% + 30c (across all trans). One might use PayPal for other reasons than just their fees (i.e. your user demographic) but their API is still a mess.

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davidlumley 4348 days ago
It's completely anecdotal, but we've used eWay for the past 2 years. They've been slightly cheaper than the alternatives and pleasant to deal with for the most part, but any technical interaction has been incredibly painful. The dashboard is a pain to use, and they generally seem oblivious to trends in payment gateways.

In addition, two months ago we were unable to process payments for a period of a few hours due to an SSL error on their secure payments API. Any customer not using a hosted payment page was affected. From what has been communicated to me it was an issue with their CDN provider, but I'm still waiting on the full details. I understand things happen, but a lack of communication from someone who processes your payments is really frustrating.

On the other hand, Stripe have been really nice to deal with, and integration has been a breeze. Things might change once we put it into production, but I'd be surprised if they got worse.

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thejosh 4348 days ago
Commonwealth Bank provides MIGS, a low rate I've seen is 0.7%+transaction fee.

Once stripe has 2 day turn around time for bank payments like in the US, we'll be switching for our clients who use PIN.

Bank transfers in AU don't cost anything either.

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shimms 4348 days ago
Is it just the 2 day settlement that would make you switch?
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