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by noselasd 4416 days ago
So e.g. all the fees stated here for your neigbor country cost 0p for you ? http://www.bankofireland.com/fees-and-charges-365-online/
2 comments

.. Yes?

In fact, read that table: ROI customers get charged for almost everything unless they have €3000 in their account for a whole quarter. NI customers pay nothing but "Non-standard / unusual transactions may attract charges". UK is somewhere in between: "Customers who keep a minimum of £250 in their account in any Charging month* qualify for free banking"

Unsurprisingly, different countries(+) have different bank charging regimes. UK bank accounts are traditionally free and it's hard to attract customers by putting up prices. Instead banks push "advantage" accounts where you pay $10/month and get free travel insurance and other minor financial services.

(+) do not mention the Ireland Act 1948 and make this complicated

I'm not exactly sure what you are asking.

But almost all of the things on that page -- standing orders, direct debits, day to day banking, maintenance, transactions -- are free of charge at most UK personal current accounts.

The only thing I noticed that would have a charge is sending money outside the UK, even to EU countries.