[pjc50]

.. Yes?

In fact, read that table: ROI customers get charged for almost everything unless they have €3000 in their account for a whole quarter. NI customers pay nothing but "Non-standard / unusual transactions may attract charges". UK is somewhere in between: "Customers who keep a minimum of £250 in their account in any Charging month* qualify for free banking"

Unsurprisingly, different countries(+) have different bank charging regimes. UK bank accounts are traditionally free and it's hard to attract customers by putting up prices. Instead banks push "advantage" accounts where you pay $10/month and get free travel insurance and other minor financial services.

(+) do not mention the Ireland Act 1948 and make this complicated