[tomasien]

Good point, but for me right now this is a more useful question.

2-3% is incorrect - it's 2-3% + $.30 a transaction. Keep that in mind - for anything under $30 the $.30 is a bigger deal than the 2-3%, anything over $200 the $.30 has largely ceased to matter and the % is what is relevant.

[pochi]

There are some processors that don't have a fixed cost (the 0.30/transaction), like Square. That should shave a lot of pain off taking card, no?

[tomasien]

2.75% for in person transactions is what Square does, and it's a disaster. That's higher than they're generally paying. They're ostensibly doing that for online payments too, but that's only for Square Wallet, which is proximity and in-person as well.

You can't take Square online and only pay 2.75% - if you could though, that'd be amazing!