[pochi]

There are some processors that don't have a fixed cost (the 0.30/transaction), like Square. That should shave a lot of pain off taking card, no?

[tomasien]

2.75% for in person transactions is what Square does, and it's a disaster. That's higher than they're generally paying. They're ostensibly doing that for online payments too, but that's only for Square Wallet, which is proximity and in-person as well.

You can't take Square online and only pay 2.75% - if you could though, that'd be amazing!