| Citibank is one of the worst banks I've dealt with. Once, one of their affiliate's employees offered me a Credit Card for free and said "it had no strings attached" and I don't need to do anything to keep it alive. Thought it sounded too good to be true, I bit the bullet and signed up, right on the spot, their affiliate clothing store. Before I was about to submit my documents, it was then I happened to meet a friend by chance and he told me that I would need to purchase a minimum X amount each year mandatorily through the "free" card, failing which I would be levied drastic charges. Shocked, I asked the affiliate's employee if it was true and he confirmed the same. I politely declined, got my papers from him, and scored the entire application paper off diagonally so that no sane company would accept it as a valid application. However, the very next day, I get a call from one of Citibank's employees asking me to submit a photograph so that he could forward the application. I was shocked and I asked him how it was even possible to submit a scored out application. Even though I scored off the application, I hadn't scored off my other copies of proof (Driving license, etc). So the rep had cleverly filled out a fresh form just like I would have and even signed where I should have (!) and forwarded the application to the card processing department. I know this because the rep who called told me that the only thing he needed was a passport size photograph and everything else was pucca. Shocked, I told him that I don't need the card and asked him to stop bugging me. I got routine calls from the same rep for about 3 days and also continuous text messages asking me to submit just the photograph. Heck he would have come to even my house (the address was on the proof I submitted) , he was THAT desperate. It was then I decided that I would never ever deal with a shady company like Citibank, ever again. So, I'm not surprised that they are actually so intrusive to even have you unsubscribe from their site. This bank is full of shit. |