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There is a solution that is easier than auditing, found within the public key system. You could use the same password for every single website without any of them ever knowing what it is. You would instead associate your account with a public key and then use it to verify your identity every time you wanted to log in. Then, the only vulnerability is your local machine. If someone hacks a website, the only password related information they can access is your public key, but you tell that to everyone anyway. They won't be able to use that to log onto any other website, even though you use the same password for all of them. You would still probably want to use multiple public keys, and two-factor authentication (to eliminate the single-point-of-failure risk), but the technology already exists for us to be doing this. It just needs that extra layer that will make using such a system easy for grandma, and then of course for websites to start accepting public key authentication instead of password authentication. edit: http://en.wikipedia.org/wiki/Public-key_cryptography |