[shiandow]

I don't care about any of these, I just want to be able to have whatever Google pay does without Google.

You could claim that's not an android problem but if you do I don't think you've ever had to explain to people your phone doesn't have a Google Play store.

[giantg2]

Why would anyone who cares enough about security/privacy to run a de-googled phone want to use a tap to pay app?

[Shish2k]

Some people like to have choices other than "all" and "nothing"

[podgietaru]

Because it’s convenient?

[inigyou]

I agree, it's very convenient to have a phone full of corporate malware. But I thought the whole point of GrapheneOS was to escape that.

[pitchlatte]

blows my mind that there’s not a single open solution for mobile wallets and nobody is saying anything.

[inigyou]

You have to negotiate directly with Visa to convince them why they should accept your system. How will you convince them?

[m12k]

We desperately need to break Visa's stranglehold on access to the consumer side of commerce. As long as everyone's only innovating and competing on the merchant side of things, we're not really going to get anywhere.

[inigyou]

You're free to make your own card network. How will you convince banks to issue your cards and merchants to accept them?

[_ZeD_]

You mean like the EU digital wallet

[tjoff]

Because a normal card is superior in most practical cases?

[BatteryMountain]

I'm starting to come the the same conclusion, but not for practical reasons. My thinking is about privacy. If I buy some chocolates from retailer X (with or without their loyalty system), these parties will know what I purchased and where: The retailer, the bank, the merchant (visa/mc), wallet provider (Google/Apple/Samsung). Any upstream 3rd parties for analytics, big data warehouses, ai companies (fraud detection, spending predictions), marketing companies, research companies, manufacturers. Then there are bluetooth beacons, microphones, cameras, facial recognition, keyboard/screen capture (Gboard, Samsung Keyboard, Whatsapp texts). Then there is sms and popup notification on device that gets ingested by x amount of systems too. So the whole pipe just exists to gather as much as possible data to sell me more stuff. Having a card will take some of them out of the loop or less rich metadata than using a digital wallet.

[wltr]

No it’s not, all of my and my extended family cards (for… like a decade!) are never even leave the envelope they come in. I’m not sure I personally know people who use physical cards over Google or Apple Pay. I have seen the cards being used in the wild, of course. But I’m having hard time remembering anyone I personally know who does that.

[askonomm]

It is? I haven’t carried my wallet around in years, because Apple Wallet does everything I need. Concert tickets, boarding passes, bank cards, public transport cards, etc. A physical wallet and cards in comparison feels like stone age technology.

[ajsnigrutin]

And your battery goes empty, and you just lost everything. Or your phone falls to the ground and breaks.

And to add to payments, the store loyalty apps are the worst... Lidl over here has an app only (no physical loyalty card), and they should be hanged for developing that... first of all, you're waiting in line while a grandma takes her phone out of her purse, then unlock it, and of course android is not satisfied with her fingerprint right then but also wants a pin... then all apps, then scroll down to L, find LidlPlus app, tap on it... QR code? Nope, not yet! First you get a daily coupon wheel of fortune, tap, wait for it to spin, see what your award is... and if it's something that she just bought, she has to manually activate that coupon in the menu (again, tap, find, tap, tap back), and then click the card button to get the qr code to scan... it's literally minutes sometimes of just waiting, instead of scanning a simple qr code on a plastic card pulled from the wallet.

We even had one of our telcos break down (full internet loss, country wide), POS terminals not working at all, and there are actually people with zero cash with them, not even like 50 euros (for just-in-case (like this))... and then you have to wait for them to turn around, take their stuff back and go home hungry.

[giantg2]

Don't you still have to carry cards for things that aren't digitally excepted, such as a drivers license in most states?

[tjoff]

Yes it is. Doesn't break if drop it for one. Much smaller than a phone. Isn't tied to apples ecosystem. etc.

I get that you might want one if you are a tech maximalist with a single focus. But that doesn't mean you should stop carrying your card.

[inigyou]

Banks and card networks will only accept proprietary shitware as payment. Would you rather keep the malware confined to a separate processor chip or would you let it run on your phone?

[wltr]

In other words, would you like to have your physical card to be lost or stolen and someone paying with it? As small amounts don’t ask for a pin confirmation. Having my phone stolen is pretty much another level of attack.

[tjoff]

Yes... that $25 if they manage to get even that before it is blocked I can live with. Loosing my phone, even if they can't do anything with it is a whole other scenario. Now I can't even get home.

[tonyhart7]

"open solution for mobile wallets"

define open wallet then

[ulrikrasmussen]

There's Curve Pay which works on GrapheneOS

[stkdump]

The whole GrapheneOS thing is a bit of a joke. So you either have to buy google hardware or you run google software.

Anyway, looking forward to the widespread introduction of Wero. Maybe there will be some options for third party roms in the name of digital soveranity. Seems like they want to make the EUDI wallet for digital documents no-google capable for that reason at least.

[inigyou]

You think Google puts backdoors in their hardware? They've consistently been one of the most open hardware brands since the start.

[tjpnz]

Google should've been broken up eons ago.