[bluGill]

If you live there for 30 years - and don't cash-out-refinance - in 30 years your subscription costs go much lower.

However if you rent for less than the mortgage you can invest the difference into something that will grow in value more than the house (which SHOULD track inflation) and in turn end up about the same in the end.

[Silamoth]

In what world is rent lower than mortgage? Part of the reason my fiancé and I bought a house is because it was cheaper than renting. Not just long-term, but our monthly payment is actually noticeably lower.

Of course, we did need to pay a down payment. But if you amortize that over a 30 year mortgage period, we’re still better off buying than renting.

[AbsurdCensor]

Zero. Like in zero places would rent be less than a mortgage unless somehow the landlord was making 0, and then at that it would be the same price as a mortgage but without the risk of being locked in for 30 years.