[Silamoth]

In what world is rent lower than mortgage? Part of the reason my fiancé and I bought a house is because it was cheaper than renting. Not just long-term, but our monthly payment is actually noticeably lower.

Of course, we did need to pay a down payment. But if you amortize that over a 30 year mortgage period, we’re still better off buying than renting.

[AbsurdCensor]

Zero. Like in zero places would rent be less than a mortgage unless somehow the landlord was making 0, and then at that it would be the same price as a mortgage but without the risk of being locked in for 30 years.