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Today's social structures exist because they evolved through history and shifting incentives. I sometimes wonder if we could design a better system today taking today's knowledge of psychology (and psychopathology) into account and optimizing for values we have today like freedom, balance of power and equality of opportunity. |
No nationalization needed when houses aren't worth investing in.
Also, give people something else worth investing into. Make laws that move all the incentive out of the housing market and into something that helps in the long run. Energy, research, etc.