[Aachen]

You're onto something even banks don't seem to understand! The industry standard for doing financial transactions calls for 2FA but then they make a mobile app that can self-approve transactions. Yes, using only one mobile device is 1FA, just like using one desktop only, but people generally consider mobile OSes safer because the permission model and process isolation is on a whole other level

[broken-kebab]

There's a grain of truth in your statement, but no matter how hard it's to accept for all of us nerds here, in real life words are defined by usage. If industry calls it 2FA, users call it 2FA, then it's 2FA.

[Aachen]

They can call the sky green but unless the wavelength changed, I don't see the benefit of taking over that terminology, no matter if you're a user or a nerd or both. That's the real-life situation: sky isn't green, idk why anyone would need to "accept" that or not when it factually isn't the case

[broken-kebab]

Your choice of example is somewhat self-defeating: blue-green is probably the best illustration of terms with big semantic overlap even in languages which care to have separate words for these colors (there are those which has one word for both). Generally, meaning of words defined by informal convention of majority. You are free to disagree with it, but it only means you will speak your own dialect always in need to explain yourself to everybody who's not you.