[whatwrongwyou]

This presumes that everyone who builds in coastal areas is "gormless" and deserves hardship. Millions of people live on islands and they don't get a choice where they build. Several Polynesian countries will disappear by the end of the decade. Are they "gormless"?

[FireBeyond]

When you’ve rebuilt in the Dane location for a third or fourth time, on the same lot, why should we keep subsidizing the process? At what point do we say “you cannot build here any more”?

[UltraSane]

At the very least houses should be required to be MUCH stronger, able to withstand 185 mph winds, which seems to be the highest ever for a Florida hurricane.

[whatwrongwyou]

Even if that location is a fire-prone hillside in Los Angeles? Is the gormlessness of a housing choice correlated with the income of the homeowner?