[abc-1]

The owner of Gumroad is a millionaire, but for some reason decided to crank up the cost of charges from 2.9% to 12.9% a few years ago. Needless to say, most people who don’t like being screwed switched to Stripe or another provider. That’s all you need to know about Gumroad.

[redkoala]

As a marketplace platform, it’s still lower than Apple/Google/Valve’s 30% cut. You pay for distribution, security, pre-integrations, shopping cart and other capabilities if you don’t want to do your own software development.

[jokethrowaway]

Given they're a merchant of records, cost of compliance increased, mainly thanks to europe (that seems to have as a mission to ruin working people' lives as much as possible).

Stripe + Lemon Squeezy was a competitor.

Paddle is a competitor (which I use precisely to avoid having to deal with worldwide regulations) and they charge around 5%.

Gumroad also gives you a marketplace so there's some extra value.

I pay 25% for another marketplace, so 13% is not that crazy if they can bring you traffic.

[skrtskrt]

I mean Stripe has gotten bazillions in VC money allowing it to take huge losses in order to grow to its point.

Gumroad is tiny and does not have the economies of scale of Stripe, without knowing their financials this does not say anything at all.

[ptspts]

How much does Stripe and typical other providers charge?

[ceejayoz]

Stripe charges 2.9% (plus a fixed transaction fee).

https://stripe.com/pricing

[Suppafly]

Stripe is 2.9% + 30¢, I think most of the popular providers are pretty competitive with that. Gumroad does handle some hosting and analytics and stuff though, its not just a payment processor afaik.

[thierrydamiba]

2.9% + 30 cents