[jokethrowaway]

Given they're a merchant of records, cost of compliance increased, mainly thanks to europe (that seems to have as a mission to ruin working people' lives as much as possible).

Stripe + Lemon Squeezy was a competitor.

Paddle is a competitor (which I use precisely to avoid having to deal with worldwide regulations) and they charge around 5%.

Gumroad also gives you a marketplace so there's some extra value.

I pay 25% for another marketplace, so 13% is not that crazy if they can bring you traffic.