[randall]

For Vidpresso.com, we use Stripe. It's so easy to set up, and has a really modern REST / Webhook-y api.

2.9% feels expensive, but when you realize you don't have to set up any subscriber / coupon code / plan configuration logic, each charge seems a lot less scary.

[brandoncordell]

Thirding (sorry) Stripe. They're fantastic. You can have your account up and running in about 5 seconds. No merchant account, no gateway. You don't have to deal with PCI compliance even if you store customers cards (you don't actually store them, they have an awesome API for this).

The fees aren't bad at all in my opinion when you take into account everything else.

Not only is the API fantastic, but their support is amazing.

Another large plus is the fact you don't need a business bank account like some merchant accounts require, mine goes straight to my personal checking account (for now anyway, once I start actually making real money I'll reconsider this).

[bmelton]

Seconding Stripe.

If the time of setting up payments takes away from other things, Stripe is the ideal payment processor IMO, as they are the most respectful of integration time of any payment processor I've seen. You can literally be up, running and billing actual customers with Stripe within an hour or so.

If your goal is to maximize revenue, or your entire product is built except for billing, then perhaps Stripe isn't the ideal processor, but it's still pretty darn good by most standards.