[brandoncordell]

Thirding (sorry) Stripe. They're fantastic. You can have your account up and running in about 5 seconds. No merchant account, no gateway. You don't have to deal with PCI compliance even if you store customers cards (you don't actually store them, they have an awesome API for this).

The fees aren't bad at all in my opinion when you take into account everything else.

Not only is the API fantastic, but their support is amazing.

Another large plus is the fact you don't need a business bank account like some merchant accounts require, mine goes straight to my personal checking account (for now anyway, once I start actually making real money I'll reconsider this).