[notpushkin]

I’d cautiously use Stripe in a way that allows you to switch to another payment provider if/when needed.

For SaaS applications, I think Lago is pretty neat, for example: https://www.getlago.com/ (open source, YC S21)

And for ecommerce, there’s so much solutions that I don’t know what to recommend. If you’re looking for something headless, I’ve heard good things about Medusa (open source): https://medusajs.com/

[Palmik]

For one time payments, like in e-commerce, it's relatively trivial for even a small business to implement.

For subscriptions, achieving portability is much trickier.

[ilrwbwrkhv]

Lago is not a payment service provider. You cannot charge credit cards through them.

[selcuka]

Note the GP's first sentence:

> [...] use Stripe in a way that allows you to switch to another payment provider

You can still use Stripe via self hosted Lago, and replace it with something else if they ban you.

[notpushkin]

This exactly. Start with Stripe, swap them out if problems arise (or your MRR is high enough for you to be able to negotiate a lower % with other providers etc).