[ilrwbwrkhv]

Lago is not a payment service provider. You cannot charge credit cards through them.

[selcuka]

Note the GP's first sentence:

> [...] use Stripe in a way that allows you to switch to another payment provider

You can still use Stripe via self hosted Lago, and replace it with something else if they ban you.

[notpushkin]

This exactly. Start with Stripe, swap them out if problems arise (or your MRR is high enough for you to be able to negotiate a lower % with other providers etc).