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No, it's not. We need less shoddy practices to develop software, e.g. mandatory 4-eyes process for security-critical changes, thread modelling, and maybe more Hardware Security Modules that encrypt critical information. And if you need a second factor, I'm sure any smartphone-based TOTP will do. People already guard their smartphone well. No extra key fob needed. |
Keychain too.
Something irks me about concentrating all access management on a device that people also use for tons of commercial, data slurping apps and games. Banks, national governments, shops; they all want me to use their app as 2F. To me it seems precisely the opposite: the phone is not a good place for this.