[maeil]

You intentionally moved to that area, and it even sounds like you own real estate there.

Yes, it will impact your lifestyle, and you may have to be more careful about what money you spend, depending on how you're currently spending it. So what? 99% of people on earth live like that, and most do just fine.

The fact that having to live a non >$2M net worth lifestyle would make your family unhappy sounds concerning.

[RHSeeger]

1. The discussion of what I've gone through, where I am in my life, and how the idea of losing my job (again) is concerning to me... is totally separate from the discussion of someone having $2M in net worth and living in an expensive area. Neither of those are true about me.

2. The vast majority of people, if they suddenly had to live with $0 income for a while, would be concerned, regardless of how much they make now.

3. The vast majority of people, if they suddenly had to live with 1/2 their normal income, would be concerned, regardless of how much they make. People make life decisions based on their income, and having that thrown up in the air generally causes people worry and stress.

[jjav]

> The fact that having to live a non >$2M net worth lifestyle would make your family unhappy sounds concerning.

The phrase "$2M net worth lifestyle" does not mean anything.

A 2M net worth could be a 1.5M house (which in the bay area is a simple nondescript house) and 500K in a 401k (which you can't touch until you're 60, so it's off limits). That's it. Neither of these can be used to pay any monthly bills.

So this person with a 2M net worth (locked in assetts) is still 100% dependent on that monthly paycheck to cover all expenses.