[jjav]

> The fact that having to live a non >$2M net worth lifestyle would make your family unhappy sounds concerning.

The phrase "$2M net worth lifestyle" does not mean anything.

A 2M net worth could be a 1.5M house (which in the bay area is a simple nondescript house) and 500K in a 401k (which you can't touch until you're 60, so it's off limits). That's it. Neither of these can be used to pay any monthly bills.

So this person with a 2M net worth (locked in assetts) is still 100% dependent on that monthly paycheck to cover all expenses.