You do. It's about 15% of the first 5775 EUR of your monthly salary. Officially it's split between employer and employee, so on your payslip you see only 8% if you are not self-employed.
Co-payments are very low though. Dental is partially included. Kids are included, wife/husband also if they are not employed.
Also worth mentioning that not heaving healthcare almost doesn't exist as a concept here. You have to be an illegal immigrant or something to not have healthcare.
Healthcare costs are essentially meaningless to tech workers in America.
My salary works out to roughly $120 per hour. I pay a $15 premium to insurance from each paycheck and a $20 fee to see a doctor. Even if I had some catastrophic car crash and spent months in the ICU, my maximum annual payment for all healthcare is capped at $5,000.
Healthcare costs can be a huge burden for low and middle-income Americans, but for a senior tech worker, healthcare is a tiny expense compared to income.
Co-payments are very low though. Dental is partially included. Kids are included, wife/husband also if they are not employed.