[tjansen]

You do. It's about 15% of the first 5775 EUR of your monthly salary. Officially it's split between employer and employee, so on your payslip you see only 8% if you are not self-employed.

Co-payments are very low though. Dental is partially included. Kids are included, wife/husband also if they are not employed.

[ahartmetz]

Also worth mentioning that not heaving healthcare almost doesn't exist as a concept here. You have to be an illegal immigrant or something to not have healthcare.

[ahartmetz]

*having, oops