[mattmaroon]

Risk always entails a premium.

[mypalmike]

Not generally, no. Driving that car with the sketchy suspension is cheaper than getting it fixed.

[mattmaroon]

Incorrect.

When somebody else takes a risk for you, you have to pay them more than if they are not taking a risk. We pay soldiers more when they are at war than when they are not. People who want to raise money by selling bonds have to pay a higher interest rate if their credit is worse. Etc.

Prostitutes would consider unprotected sex more risky, and thus charge more.

[amyjess]

A better analogy would be to buy a '60s sports car that predates nearly all modern safety tech at auction for $$$$$$ instead of just buying a 2024 Corolla with modern safety features.

[justinclift]

The grand parent post said risk _always_ entails a premium.

They post you're replying to merely points out they're wrong, as there are examples of it not _always_ entailing a premium.

No-one's saying that there aren't examples of risks that do entail a premium.

[danielxt]

it does, because the chances of you needing expensive medical care after using the sketchy vehicle go up

[thfuran]

If you drive faster still in a car that also lacks crumple zones and airbags, your expected medical bill probably decreases.

[mypalmike]

Yes it's easy to strain metaphors.

[vidarh]

This is obtuse. The intent of expressing that if you are paying someone else for a service, it predisposes them to demand a higher price if you're asking them to take additional risks if they have any negotiating power at all was pretty obvious.

[mypalmike]

The discussion was about the additional risk to the customer, not the vendor.

[vidarh]

The comment above the one you replied to was. The comment you replied to was not, and it'd be reasonable to suggest it didn't really address what it replied to. But its intent was clear.