[amyjess]

A better analogy would be to buy a '60s sports car that predates nearly all modern safety tech at auction for $$$$$$ instead of just buying a 2024 Corolla with modern safety features.

[justinclift]

The grand parent post said risk _always_ entails a premium.

They post you're replying to merely points out they're wrong, as there are examples of it not _always_ entailing a premium.

No-one's saying that there aren't examples of risks that do entail a premium.