In my country, Toyota dealers (there are two) have the same price for cash than for bankloans. It is not mandatory to use financing in here, but the last three times I have asked in showrooms, across some 15 years, the assistants have no idea how to process a full payment. They always took 30-60 minutes to ask around.
The price is pretty much fixed, except for cars which weren't sold after receiving a downpayment for them.
I also bought a RAV4 Prime in April of 2022, when they were very hard to come by. Arranged my own financing with a credit union at 1.99% (really got in under the wire with low rates). Dealer argued that I should at least try applying for Toyota financing but when he admitted they’d never beat 1.99% he relented and took my check. This was in Maryland, US.
Would really like to hear of a situation where a dealer literally refused a cash or outside financed transaction.
I had a dealer refuse to sell me the car I wanted at the price they listed online. I was required to use their financing and spend $4k on service plans for that price. It was a $12k used car. This was one of the largest ford dealerships in Houston
The price is pretty much fixed, except for cars which weren't sold after receiving a downpayment for them.