[catlikesshrimp]

In my country, Toyota dealers (there are two) have the same price for cash than for bankloans. It is not mandatory to use financing in here, but the last three times I have asked in showrooms, across some 15 years, the assistants have no idea how to process a full payment. They always took 30-60 minutes to ask around.

The price is pretty much fixed, except for cars which weren't sold after receiving a downpayment for them.