[jonp888]

It's a collective payment system whereby everyone receives the same treatment, but high earners subsidize low earners, students and pensioners. Whether that is a good idea or not is of course a matter of debate, but it doesn't make sense to compare the benefits with the cost because they are not linked.

If you are a really high earner you can opt out and pay a private risk-based premium instead.

[carlosjobim]

The original commenter was complaining that he was paying €400 per month and not getting adequate service for what he is paying. Somebody else mentions that he's actually paying €800 per month (and not getting adequate service). That makes it even worse, and I'm surprised if somebody can not understand that.

[bombcar]

But as a higher earner he’s paying 800€ so that someone poorer can pay 100€ and not get adequate service. ;)

As an American I choose to ignore this and pretend that everywhere else has perfect healthcare and government.

[chmod775]

From that amount I can tell they're at or near the maximum amount you can pay (a software dev salary will usually get you there). It currently tops out at 421,76 Euro and doesn't increase any further from there.

Many people at that income bracket opt for private insurance, because it will be cheaper and provide you better care.

[blackmoon42]

Cheaper, when you are young and single. Get a family and pay for every member. Get older and see your rates increasing. Also the rates won't drop if you're a pensioner.

You need to know your future, as it's more or less a decision for life.