[chmod775]

From that amount I can tell they're at or near the maximum amount you can pay (a software dev salary will usually get you there). It currently tops out at 421,76 Euro and doesn't increase any further from there.

Many people at that income bracket opt for private insurance, because it will be cheaper and provide you better care.

[blackmoon42]

Cheaper, when you are young and single. Get a family and pay for every member. Get older and see your rates increasing. Also the rates won't drop if you're a pensioner.

You need to know your future, as it's more or less a decision for life.