That scenario doesn't happen; you can't get money from someone who has no money.
(Theoretically, you might be able to get money back if it's a rich person who loves the thrill of driving without insurance or something. Theoretically, you could also find a winning lottery ticket on the sidewalk after the crash.)
(Theoretically, you might be able to get money back if it's a rich person who loves the thrill of driving without insurance or something. Theoretically, you could also find a winning lottery ticket on the sidewalk after the crash.)