[Ferret7446]

That scenario doesn't happen; you can't get money from someone who has no money.

(Theoretically, you might be able to get money back if it's a rich person who loves the thrill of driving without insurance or something. Theoretically, you could also find a winning lottery ticket on the sidewalk after the crash.)

[SoftTalker]

They could go to prison for a hit-and-run, or driving without insurance, as those are crimes. But not having money is not a crime.

[pests]

This exactly, thanks.

[pests]

I just think it's odd the best scenario for you is for them to go to jail instead of paying you back. Might be rare but I find it strange.