[ipince]

Autopay is evil. I have nothing on autopay.

Instead, I have a monthly reminder to pay my bills every month, with a list of all the bills/sites that need to be paid. There's 11 things in the list, but not all of them have a balance every month. I do this towards the end of the month (instead of at the beginning of the month), so that I can include rent in it too, and pay _everything_. It lets me see whether my spending is creeping up and gives me an opportunity to cancel useless stuff. It doesn't take long (5-30 mins depending on how detailed I'm being).

[JohnFen]

Autopay did more to improve my credit score than anything else. If left to my own devices, I'll forget to pay bills. Autopay prevents that.

It may be evil for you, but for me, it's an absolute lifesaver.

[Sohcahtoa82]

Yeah, even when I was living paycheck-to-paycheck, I used auto-pay.

I'd just had a post-it note stuck to my monitor of the dates and usual amounts for the auto-pays, so I was never caught off guard or surprised amount money moving.

[nunez]

Autopay is amazing if you're careful with it.

I have a bank account that all incoming money goes into and another that's just for autopay. I transfer the sum of the costs of my recurring expenses into the autopay account from the incoming account, and that's it. Literally set it and forget it. This combined with using Privacy disposable cards for 90% of these transactions and setting hard spend limits on them has allowed me to never look at a bill.

I _used to_ have autopay deduct from a single account. Yeah, that's scary as hell and has caused heaps of problems. Not doing that again.

[JKCalhoun]

I call it Auto-steal.