[nunez]

Autopay is amazing if you're careful with it.

I have a bank account that all incoming money goes into and another that's just for autopay. I transfer the sum of the costs of my recurring expenses into the autopay account from the incoming account, and that's it. Literally set it and forget it. This combined with using Privacy disposable cards for 90% of these transactions and setting hard spend limits on them has allowed me to never look at a bill.

I _used to_ have autopay deduct from a single account. Yeah, that's scary as hell and has caused heaps of problems. Not doing that again.