[Kalium]

I wouldn't think a person would struggle to find a HOA-free house in the midwest. If you were to pick a random house on the market in a random neighborhood in Detroit or Chicago, or Kansas City, odds are you wouldn't pick one in an HOA.

You might struggle if you're looking to buy a new house in a brand new subdivision.

[toomuchtodo]

Preowned homes are unaffordable at the moment (lack of supply, interest rates, buyers with low interest rate mortgages who don’t want to move), leaving new homes in HOAs the only option for all but the most well heeled buyer.

(have also had poor experiences with HOAs and refuse to live in one)