[withinboredom]

I moved to Europe in 2018. The banking system is decades more advanced than the US. At least where I am, no restaurant will “split a check” and one person is expected to pay. We settle the bill between each other in a matter of seconds.

Most bills are paid using this exact system. Credit cards are very rarely used except in-person. Since you have to accept (or tell your bank to always accept certain vendors) debits using this system, there’s never any surprises. You usually have nearly a week to accept a debit.

[elyobo]

Inability to "split a cheque" is still a very annoying limitation; completely normal behaviour to do this in NZ, still moderately weird in Australia (although it's got better).

The ability to resolve this electronically rather than with cash makes it less bad, but still easier and faster to resolve it in store.

[Symbiote]

The GP shouldn't be generalizing across Europe with that statement. It's somewhere between completely wrong, half wrong and correct depending which of the 50 European countries are included.

[PKop]

>Credit cards are very rarely used except in-person

Credit cards give you reward points/money so that's not really a positive.

[withinboredom]

That depends on the country the card is issued in.