[elyobo]

Inability to "split a cheque" is still a very annoying limitation; completely normal behaviour to do this in NZ, still moderately weird in Australia (although it's got better).

The ability to resolve this electronically rather than with cash makes it less bad, but still easier and faster to resolve it in store.

[Symbiote]

The GP shouldn't be generalizing across Europe with that statement. It's somewhere between completely wrong, half wrong and correct depending which of the 50 European countries are included.