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by mmsnberbar66 1132 days ago
What kind of banks do authorization by voice?
9 comments

the australian tax office and various other entities use a vocal print of “in australia my voice identifies me” i wish i was kidding

https://amp.theguardian.com/technology/2023/mar/16/voice-sys...

‘My voice is my passport please verify me.’

“…You’re right. I can’t kill my friend.”

::turns to goon::

“Kill my friend.”

What if you don’t speak English? I guess it wouldn’t really matter but if you were leaning English it might not work with better pronunciation later.
Schwab, and they are pushing it hard.
It seems like all the brokerages got sold hard on this. I have a friend who did customer support for Fidelity and they also pushed the voice ID thing very hard. I think it was to the point they wouldn't help you until you set it up.

I have had Schwab accounts for over a decade and called them a couple times, and they didn't bug me about it. Would still prefer WebAuthn to log in, however.

Had Fidelity 401k from work I was trying to rollover to a Schwab IRA. Schwab mentioned setting up the voice password thingy, and I declined and had no further problem. Fidelity tried to push it on me before I could talk to anyone. I refused and had to dial 0 several times for it to transfer me to a person. Glad I no longer have a Fidelity account, if Schwab ever tries that BS I'll raise hell with them.
"At Schwab, my voice is my password"
Vanguard too.
Fidelity does it too
It's actually becoming more common. I'm not sure how many banks have implemented it, but I've called Spectrum about my internet and a "security" feature called Voice ID that lets you verify your identity with your voice was being advertised
Wonder if it's "perfect" enough for that or if they'll add some sort of audio fingerprint (like the invisible dots on the printers).
Some "partners and customers" listed here:

https://www.pindrop.com/whos-it-for/banking-finance

In general, financial institutions (such as the many multi-nationals and regionals that use this) don't want to talk about the specific providers they use, so it can be hard to get a comprehensive view of which are using what.

But everyone who is anyone in banking evaluated this provider, for example.

Pretty sure that gov.uk uses or used voice authentication.

Banks certainly do: https://www.vice.com/en/article/dy7axa/how-i-broke-into-a-ba...

HSBC has the option, I have never enabled it even though they continually push me to.
Besides, being able to send voice messages to third parties with someone else's voice is a security nightmare.
Fidelity does it. I've had to explicitly decline 'voice authorization' multiple times.
American banks. Of course.