[jameskraus]

I once decided to wait for a Lyft driver who clearly wanted me to cancel. They eventually came and ferried me to my destination, but after the ride they claimed I damaged their car. I was charged like $100 by Lyft for the “damage”. It took weeks of emailing back and forth before they eventually gave up simply because I was so insistent and reversed the charge, choosing to take the loss. Lesson learned, it wasn’t worth it and I wish I had simply disputed the cancellation charge instead.

[MichaelZuo]

Why did you need to spend weeks going back and forth?

Do Visa and Mastercard have a much higher bar for chargebacks where you live?

[BossingAround]

Do debit cards let you issue a chargeback?

Also, issuing a chargeback would probably get you banned from the whole platform.

[ipaddr]

That's a feature. If everyone did this it would put them out of business

[Nextgrid]

Disputes are regulated by the card network's rules and most have generous, consumer-friendly clauses.

The credit/debit card distinction is mostly a legal one (in certain countries, credit cards have extra protection regardless of the outcome of a card network dispute), but as far as I know the actual card network rules apply to all types of cards.

[elijaht]

that would likely lead to a ban from Lyft, no?

[MichaelZuo]

Maybe, but considering how determined the parent sounds that hardly seems like a showstopper.