[MichaelZuo]

Why did you need to spend weeks going back and forth?

Do Visa and Mastercard have a much higher bar for chargebacks where you live?

[BossingAround]

Do debit cards let you issue a chargeback?

Also, issuing a chargeback would probably get you banned from the whole platform.

[ipaddr]

That's a feature. If everyone did this it would put them out of business

[Nextgrid]

Disputes are regulated by the card network's rules and most have generous, consumer-friendly clauses.

The credit/debit card distinction is mostly a legal one (in certain countries, credit cards have extra protection regardless of the outcome of a card network dispute), but as far as I know the actual card network rules apply to all types of cards.

[elijaht]

that would likely lead to a ban from Lyft, no?

[MichaelZuo]

Maybe, but considering how determined the parent sounds that hardly seems like a showstopper.